Split the bill, not the friendship.
Track shared spending with roommates, trip crews, and regulars. Log who paid, split it fairly, and always know whose turn it is.
No sign-up, no app to install
Three steps, then you're done
No spreadsheets, no "wait, who owes who" group-chat archaeology.
Create a group
Pick what you're splitting — a trip, a flat, a running tab, or just tonight's bill. Invite people with a code, no account needed.
Log the spend
Add who paid and how to split it — evenly, by item, shares or percent — and everyone sees it instantly.
Settle up
PiviPay works out the fewest payments needed, so nobody's chasing five different people over €4.50.
Everything the group chat used to argue about
Built for the way real groups actually split money.
Every kind of group
Trips, shared flats, recurring lunches, projects like furnishing a flat, or a one-off bill — pick the type that fits and PiviPay adapts.
Down to the last item
Split evenly, or assign each item to whoever ordered it. Quick-tally rounds make a café bill painless.
Fewest payments, not endless IOUs
Instead of everyone paying everyone, PiviPay simplifies debts into the smallest set of transfers.
Trip personality, not just numbers
The Whale. The Ghost. Switzerland. Badges call out who spent the most, who's owed, and who's suspiciously balanced.
Whose turn is it?
Coffee runs, lunch crews, carpools: PiviPay remembers who paid last and whose turn it is now — no more "I got it last time" debates.
A tab that never needs settling
Flatmates, couples, best friends: keep one long-running bill that simply grows. Settle whenever you like — or never.
No install, no fuss
Open it in any browser and add it to your home screen — it feels like a native app.
Any currency
EUR, USD, GBP, CZK, PLN, CHF, HUF — and expenses in any other currency convert automatically at the ECB rate.
Questions people actually ask
Is PiviPay free?
Yes — creating and joining a group costs nothing.
Do I need an account?
No. Just pick a name and join with a group code — there's nothing to sign up for. You can add an email later to keep your groups across devices.
How many people can join a group?
As many as you're actually splitting a bill with — there's no hard limit.
Is it just for trips?
No — shared flats, recurring lunches, and one-off bills all work the same way.
Does PiviPay move money?
No. PiviPay keeps the ledger — who paid, who owes whom. You pay each other however you like (bank transfer, cash, Revolut) and mark it as settled.
Ready to stop doing the maths in your head?
Takes about 30 seconds. Invite your friends and you're splitting.